​Hilda&ThePatinoTeam

If you are looking to buy a home, you probably have a lot of questions about how to find the best mortgage loan rate. If you are a...

Your moving day is set and it’s time to start preparing. As you’re making your lists and checking them twice, don’t forget to factor in...

When purchasing a new home, it’s important to do in-depth research on all facets of the homebuying process. One thing you’ll need to...

TOWNHOUSE VS. CONDO: WHICH SHOULD YOU BUY? Whether it’s your first time buying or you just want to purchase something smaller, townhouses...

You’ve found your dream home and now it’s time to cross all your T's and dot all your I's before it’s all your own. And one of the first...

Hunting for a new home online is a great place to start your search, but it should not be your end all be all. Good listing agents are...

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid,...

Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don't forget...

Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On...

While your real estate transaction is pending, it is a great time to get a head start on your upcoming move. Be sure to find ways to...

Develop a budget. Instead of telling yourself what you’d like to spend, use receipts to create a budget that reflects your actual habits...

W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan. Copies...

Tax benefits. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs...

Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit...

The neighborhood you choose can have a big impact on your lifestyle—safety, available amenities, and convenience all play their part....

Estimado Comprador, Durante el proceso de su préstamo, hay ciertas cosas que debe de hacer y otras que no, las cuales pueden afectar el...

A homeowners insurance policy will protect you against certain losses and damage to your new home and is generally required by lenders...

Be sure you find a loan that fits your needs with these comprehensive questions. 1. What are the most popular mortgage loans you offer?...